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Cookie policy


References to “you”, “user” or “your” are references to any person accessing this Cookie Policy on our website or our mobile application.

References to “Zand”, “we”, “our” or “us” are references to Zand Bank PJSC or any other entity licensed to use the registered Zand trade name.

References to “site” include references to any website or portal or mobile application operated by Zand Bank PJSC.

What are Cookies?

A cookie is a small file containing data about you, that our site transfers to a file called a cookie file of the browser on your computer’s hard drive. Its purpose is to recognize you when you reconnect or revisit our site regarding certain information about you.

Types of Cookies

Our site uses a variety of cookies allowing the improvement, the performance and the functionality of our site.

Many cookies are designed to give you optimal usage of our site. For example, we use cookies to allow you to use secure online application form or letting you navigate between pages efficiently.

We use the following types of cookies:

  1. Necessary cookies

    Necessary cookies are placed on our site by default. You can turn off these cookies on your device if you don't want us to use necessary cookies but it might impact your ability to browse our site. We need necessary cookies to help us to run our site, and to help us detect any problems with it. For example, we use a cookie that tells us how busy the server is based on the number of visitors and that tells us if any users experience problems so that we can resolve the problems as soon as possible.

    We also use cookies to remember our users while they are browsing our site, its pages, links and subdomains. For example, we use necessary cookies to help recognise you and provide you with content as you browse the site. We may also use a cookie that tracks your cookie privacy preferences so that we do not place analytics and advertising cookies, which we'll talk about below, if you don't want us to. This particular type of cookie will remain on your device even after you've stopped browsing the site so we can make sure we comply with our legal and regulatory obligations.

  2. Analytics and advertising cookies

    These allow us to recognise and count the number of visitors to our site, and see how visitors browse our site, so we can understand how our site content is performing and improve it where necessary. We use third party cookies for this purpose and we've explained in the table below the specific cookies we use.

    Advertising and analytics cookies also allow us to see what pages, links and sub-domains visitors have visited so we can provide more relevant ads. We may share this information with other organisations, such as Google, Facebook and LinkedIn, for the same purpose.

    Please see the table below for more detail about which advertising and analytics cookies we use and why.

Third party use of Cookies

In addition to these cookies used, we use third party trusty suppliers and partners who provide indispensable features and functionality to our sites to improve your online experience.

Links to third party websites are available on our site, please acknowledge that each third party has its own privacy and Cookie Policy that will be applicable regarding their use of any information you submit. As a recommendation from us, you shall read their policies, as Zand is not responsible or liable for any third party’s privacy/cookies practices.

More information

All about cookies:

More about your privacy
Terms and Conditions and Privacy Policy.

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