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Welcome to Zand

Banking by Design

Banking with us means having









whenever you need it.

Designed to be trusted

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Backed by those you trust

Regulated by the Central Bank of the UAE, we are a fully licensed bank. Just without any branches.

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One-of-a-kind banking

Set to be the first fully digital bank in the UAE, we're building Zand from the ground up to meet the needs of a modern lifestyle.

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Be one of the first

Register your interest now to get early access to Zand’s banking experience.

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Designed for how you live

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You can have it all

Interest on your deposits, competitive exchange rates when sending money, and the tools to keep track of all your spending in a single account. All without hidden fees.

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Enjoy interest on personal deposits

The Zand account gives you one of the highest interest rates on deposits without needing a separate savings account. Just one account that lets you save while you spend.

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Send money in seconds

Send money around the world in seconds, directly from the Zand app. Fair fees, competitive rates, and zero hassle.

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No hidden surprises

Try Zand worry-free. No minimum balance charges, no hidden fees, no hassles. We’re as clear as day.

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Make the most of it

Get a full view of your money. Spot and track your spending habits, create budgets, attach receipts, and more, all in the Zand app.

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Designed to give you more

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Getting there sooner

No endless paperwork, no physical signatures. Get the quickest, easiest banking experience, and save a few trees in the process. All you need is a valid Emirates ID to open an account in just few minutes.

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Understanding your business

Zand Corporate is all about the ecosystem, so your business is always in good company. Our corporate banking experience, from account opening to lending solutions, is tailored to your business needs.

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Zand personal banking
is coming soon

Register your interest to be one of the first to experience Zand.

We promise to only send you relevant updates.

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