Welcome to Zand
Banking by Design
Banking with us means having
freedom
trust
control
ease
connectivity
accessibility
empowerment
transparency
whenever you need it.
Designed to be trusted



Backed by those you trust
Regulated by the Central Bank of the UAE, we are a fully licensed bank. Just without any branches.
Find out moreOne-of-a-kind banking
Set to be the first fully digital bank in the UAE, we're building Zand from the ground up to meet the needs of a modern lifestyle.
Find out moreBe one of the first
Register your interest now to get early access to Zand’s banking experience.
Register nowDesigned for how you live





You can have it all
Interest on your deposits, competitive exchange rates when sending money, and the tools to keep track of all your spending in a single account. All without hidden fees.
Find out moreEnjoy interest on personal deposits
The Zand account gives you one of the highest interest rates on deposits without needing a separate savings account. Just one account that lets you save while you spend.
Register nowSend money in seconds
Send money around the world in seconds, directly from the Zand app. Fair fees, competitive rates, and zero hassle.
Register nowNo hidden surprises
Try Zand worry-free. No minimum balance charges, no hidden fees, no hassles. We’re as clear as day.
Find out moreMake the most of it
Get a full view of your money. Spot and track your spending habits, create budgets, attach receipts, and more, all in the Zand app.
Register nowDesigned to give you more
Getting there sooner
No endless paperwork, no physical signatures. Get the quickest, easiest banking experience, and save a few trees in the process. All you need is a valid Emirates ID to open an account in just few minutes.
Find out moreUnderstanding your business
Zand Corporate is all about the ecosystem, so your business is always in good company. Our corporate banking experience, from account opening to lending solutions, is tailored to your business needs.
Find out more
Zand personal banking
is coming soon
Register your interest to be one of the first to experience Zand.
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