Welcome to Zand
Agentic AI by design. Regulated by principle. Bridging TradFi and the on-chain economy.
Built for trust. Designed for scale.
Banking services are licensed by the Central Bank of the UAE.
Learn more: Central Bank of the UAEISO 27001, ISO 27701 certified and SOC 2 Compliant for both Web2 & 3.
Learn more: ISO and SOC 2Comprehensive Digital Finance, Without Boundaries
The most trusted infrastructure for fiat & digital assets.
Corporate Banking
Tailored transaction banking, lending, and treasury for established mid to large corporates.
Business Banking
Modern banking built for small to medium enterprises.
AEDZ Stablecoin
Fast, global and 24/7, AEDZ is a regulated digital currency pegged 1:1 to the Emirati Dirham.
Digital Asset Custody
Institutional-grade custodian bank with private keys held securely in the UAE.
AI as a Service
Leverage our AI infrastructure for risk scoring, fraud detection, and intelligent automation.
ZandMint
On/Off-Ramp capabilities between fiat currencies and stablecoins via AEDZ.
Wealth Management
Bespoke strategies for private and institutional wealth.
Escrow Services
Secure, regulated escrow for high-value commercial and property transactions.
Payment Solutions
Seamless point-of-sale acceptance for everyday commerce.
Awards
Financial solutions tailored to your sector
We provide the digital-first infrastructure that modern industries require to lead in the global digital economy.
Fintechs
Launch and scale with a bank built for digital-native finance.
Corporations
Treasury, escrow, and global payments for enterprise.
Government-Related Entities
Secure, transparent infrastructure for public sector innovation.
VASPs
Compliance-first banking for virtual asset service providers.
Real Estate Developers
Escrow and project financing tailored to property development.
SMEs
Simple, fast banking designed to power growing businesses.
Fintechs
Launch and scale with a bank built for digital-native finance.
Corporations
Treasury, escrow, and global payments for enterprise.
Government-Related Entities
Secure, transparent infrastructure for public sector innovation.
VASPs
Compliance-first banking for virtual asset service providers.
Real Estate Developers
Escrow and project financing tailored to property development.
SMEs
Simple, fast banking designed to power growing businesses.
BUILD ON ZAND
Regulated financial infrastructure, designed to be integrated.
Give product and engineering teams clear, controlled access to payments, accounts, treasury and financial workflows through a developer-first interface.
Explore the developer platformPOST /v1/settlements
{
"source": "stablecoin_wallet",
"destination": "aed_corporate_account",
"controls": ["screening", "risk_score"],
"settlement": "same_day"
}
201 Settlement createdAbout Zand
Frequently asked questions
One Bank, Two Worlds
Fiat account & digital asset wallets for clients
What Our Partners Say
Hear directly from the organizations building the future of finance with Zand.
Operating at scale across multiple markets requires financial solutions that are efficient, flexible and able to evolve with the business. Our collaboration with Zand Bank brings together strong banking capabilities and a technology-led approach, helping us simplify financial operations and explore new ways to improve efficiency as our business continues to grow.
Partners and Collaborators
