Banking Built for
Mid-Large Corporates
From day-to-day cash management to complex financing and treasury, Zand brings your corporate banking needs together on one digital-first platform.
A complete corporate banking toolkit
Everything your finance and treasury teams need to operate, fund and grow the business - delivered digitally, backed by dedicated relationship coverage.
Multi-currency Bank Accounts
Hold, receive, and pay in major currencies through flexible current and savings accounts with a single, consolidated view.
Corporate Loans
Tailored financing for expansion, working capital, acquisitions, and strategic investments with competitive terms and flexible structures.
Financial Guarantees
Enhance your credibility and meet contractual obligations with guarantees backed by trusted banking expertise.
Virtual IBANs
Assign unique account identifiers to customers or transactions and manage funds through a single account for better visibility and reconciliation.
ZandMint
Convert between fiat currencies and supported stablecoins to facilitate treasury operations, international settlement, and digital asset liquidity management.
Merchant & Acquiring Solutions
Accept card and digital payments in store and online with ZandPay POS, fast settlement, and clear reporting.
Cash & Payroll Management
Efficient cash and cheque handling with WPS-compliant payroll processing that is secure, accurate, and effortless to run.
Digital Asset Custody
Securely hold digital assets within a regulated custody framework while maintaining institutional governance, control, and operational oversight.
Treasury Solutions
Manage FX, liquidity, and interest rate exposure with treasury and capital markets support aligned to your risk appetite.
Global Payments
Send and receive payments worldwide with competitive pricing, multi-currency capabilities, and reliable processing.
AEDZ Stablecoin
Use AEDZ as a stable digital representation of the UAE Dirham for treasury diversification, digital payments, and emerging blockchain-based business models.
Commercial Escrow
Protect high-value transactions with secure, regulated escrow structures and transparent fund release controls.
Why corporates bank with Zand
Digital-first, relationship-led
A fully digital bank with dedicated corporate coverage teams who understand your sector and structure.
One platform, fewer providers
Accounts, payments, financing, treasury, escrow and acquiring consolidated with a single banking partner.
Built for scale and control
Granular approvals, entitlements, and reporting designed for multi-entity groups and complex operations.
API-ready connectivity
Connect your ERP or treasury system directly to Zand for straight-through processing and real-time visibility.
Let's talk about your corporate banking needs
Our corporate team will get back to you to discuss the right structure for your business.