Banking Built for
Fintechs
Financial infrastructure designed to power fintech innovation: accounts, virtual IBANs, regulated custody, stablecoin access, and global payments in one banking relationship.
A complete toolkit for fintechs
Everything fintechs need to build, launch, and scale financial products, from embedded accounts and payments to digital asset custody and stablecoin conversion.
Multi-Currency Bank Accounts
Hold, receive, and pay in major currencies through flexible accounts with real-time balances and consolidated reporting for your fintech operations.
Virtual IBANs
Issue unique account identifiers to users, wallets, or transactions and reconcile funds through a single master account with clear visibility.
Financial Guarantees
Support licensing, partnerships, and contractual obligations with bank-backed guarantees that strengthen credibility and trust.
ZandMint
Provide users with fiat-to-stablecoin and stablecoin-to-fiat functionality through a regulated banking partner.
Digital Asset Custody
Launch digital asset products without managing private keys, wallet infrastructure, or custody operations directly.
Treasury Solutions
Manage liquidity, FX exposure, and interest rate risk with treasury support tailored to fintech balance sheets and growth stages.
Cash & Payroll Management Services
Streamline cash handling, cheque collection, and compliant payroll transfers with secure, efficient processes for your business and clients.
Global Payments
Send and receive international payments reliably with multi-currency capabilities and competitive pricing across corridors.
Commercial Escrow
Protect high-value transactions with secure, regulated escrow structures and transparent fund release controls.
AEDZ Stablecoin
Integrate an AED-backed stablecoin into payment, wallet, treasury, or embedded finance solutions serving regional and international users.
Why fintechs choose Zand
Built for product builders
API-ready infrastructure and modular banking services designed to embed into fintech products and workflows.
Fiat and digital together
One partner for accounts, payments, custody, stablecoins, and conversion between traditional and digital assets.
Regulated and scalable
Licensed by the Central Bank of the UAE with the controls and resilience to support growing user bases and transaction volumes.
Faster to market
Reduce build time and operational complexity by leveraging managed custody, compliance, and payment rails.
Let's discuss your fintech banking requirements
Our team will get back to you to explore the right infrastructure for your fintech business.