Banking Built for
Real Estate Developers
A complete financial partner for real estate development: regulated escrow, project finance guarantees, virtual IBANs, global payments, treasury support, and digital asset infrastructure in one relationship.
Solutions for real estate development
Everything developers need to fund, manage, and complete projects: from secure escrow and guarantees to payments, custody, stablecoin access, and conversion.
Real Estate Escrow
Secure, regulated escrow services for off-plan real estate transactions, with dedicated support and transparent fund controls aligned with UAE regulator requirements.
Financial Guarantees
Support project financing, contractual obligations, and licensing requirements with bank-backed guarantees that strengthen credibility with stakeholders.
Digital Asset Custody
Launch digital asset products without managing private keys, wallet infrastructure, or custody operations directly.
Zand Mint
Provide users with fiat-to-stablecoin and stablecoin-to-fiat functionality through a regulated banking partner.
Virtual IBANs
Issue unique account identifiers to projects, buyers, or transactions and reconcile funds through a single master account with clear visibility.
Acquiring Solutions
Accept payments across channels with reliable acquiring infrastructure for property sales, deposits, and tenant services.
Cash & Payroll Management Services
Streamline collections, supplier payments, and compliant payroll transfers with efficient cash management processes designed for development operations.
Treasury Solutions
Manage liquidity, FX exposure, and interest rate risk with treasury support tailored to real estate development cycles and project timelines.
Commercial Escrow
Protect high-value commercial transactions with secure, regulated escrow structures and transparent fund release controls.
AEDZ Stablecoin
Integrate an AED-backed stablecoin into payment, wallet, treasury, or embedded finance solutions serving regional and international users.
Why real estate developers choose Zand
Regulated escrow expertise
Licensed escrow services built around UAE regulator frameworks, with dedicated support and transparent controls for off-plan and commercial projects.
Project finance, end to end
Combine guarantees, accounts, virtual IBANs, payments, and treasury support to manage capital flows throughout the development lifecycle.
Fiat and digital together
One partner for traditional banking, custody, stablecoin access, and conversion between fiat and digital assets.
Dedicated relationship support
A single point of contact and responsive service for complex transactions, escrow administration, and investor requirements.
Let's discuss your real estate banking requirements
Our team will get back to you to explore the right financial infrastructure for your development projects.