Business Banking
Smarter banking, smarter business.
*Terms and Conditions apply
Banking built for your success
Banking Your Way
Fiat account and digital asset wallet available for every business banking customer.
AI Onboarding
Fast. Digital. Seamless. Apply online in just a few minutes.*
* Account opening and activation are subject to submission of required documentation, verification, and applicable regulatory requirements
Fiat and Digital Assets in One Account
One account for both worlds.
- Seamless conversion between fiat and stablecoins
- Multi-currency Stablecoin and multi-stablecoin currencies including AEDZ, USDT, USDC
- Bank-grade custodial wallets for virtual assets and tokenized gold and other real world assets
A complete toolkit for growing businesses
Practical banking, payments and digital asset services that help SMEs run daily operations and expand with confidence.
Multi-Currency Bank Accounts
Hold, receive, and pay in major currencies from a single account view, with no minimum balance on entry plans.
Merchant & Acquiring Solutions
Accept card and digital payments in store and online with ZandPay POS, fast settlement, and clear reporting.
Cash & Payroll Management Services
Smart deposit machines, cheque and cash collection, and WPS-compliant salary transfers that are simple to run.
Treasury Solutions
Manage FX, liquidity, and fixed deposits with treasury support sized for smaller balance sheets.
Digital Asset Custody
Access professional custody services for business-held digital assets without building in-house custody infrastructure.
ZandMint
Easily convert between fiat and stablecoins to support business payments, international suppliers, and digital commerce activities.
Global Payments
Pay international suppliers and receive funds worldwide with competitive pricing and reliable processing.
Commercial Escrow
Protect high-value deals with regulated escrow structures and transparent fund release controls.
AEDZ Stablecoin
Accept, hold, or transact in AEDZ to support digital payments while maintaining exposure to a stable AED-denominated asset.
Cash Management Made Simple
Zand Business Banking enables seamless supplier payments and customer collections.
Collections
- Smart cash deposit machines for immediate funds access
- PDC warehousing
- Cash and cheque collection services
Payments
- Cheque book
- Debit card (coming soon)
- Manager's cheques
- WPS salary transfer
- POS Machines
Liquidity
- Real-time balance visibility
- Movement of funds across accounts
- Fixed deposit placement and management
Flexible Pricing Plans
Business Essential
- Zero account opening fee
- Zero minimum account balance
- AED only account
- Zero SWIFT outward transfer fee
- View all charges
Subscription fee
AED 200/mo
Business Plus
- Zero account opening fee
- AED 20,000 Minimum Monthly Average Balance
- AED 350 minimum balance fee
- AED, USD, EUR, GBP, CNY and other FCYs
- Zero SWIFT outward transfer fee
- View all charges
Subscription fee
Free
