Banking Built for
Government-related Entities
Modern financial infrastructure designed for public-sector needs: transparent, secure, and compliant banking, payments, and digital asset services.
A complete toolkit for government-related entities
Everything needed to manage public funds, digital assets, and stakeholder payments with governance, accountability, and operational control.
Multi-Currency Bank Accounts
Hold, receive, and pay in major currencies through flexible accounts with consolidated reporting and treasury oversight.
Digital Asset Custody
Safeguard digital assets through a regulated custody solution designed to support governance, transparency, and institutional accountability.
Virtual IBANs
Assign unique account identifiers to departments, projects, or counterparties and reconcile funds through a single master account.
AEDZ Stablecoin
Leverage a UAE Dirham-backed digital asset for emerging payment, settlement, and digital economy initiatives.
Merchant & Acquiring Solutions
Accept card and digital payments across service channels with ZandPay POS, fast settlement, and clear reporting.
Cash & Payroll Management Services
Streamline cash handling, cheque collection, and WPS-compliant salary transfers with secure, efficient processes.
Treasury Solutions
Manage liquidity, foreign exchange, and fixed deposits with treasury support tailored to public-sector requirements.
Global Payments
Send and receive international payments reliably with competitive pricing and multi-currency capabilities.
ZandMint
Enable controlled access between traditional financial systems and stablecoin ecosystems through bank-managed conversion and settlement processes.
Zand Escrow
Protect high-value transactions and public procurement with secure, regulated escrow structures and transparent fund release controls.
Why government-related entities choose Zand
Regulated and transparent
Licensed by the Central Bank of the UAE and built with clear governance, audit trails, and accountability.
Unified banking and digital assets
One partner for fiat accounts, digital asset custody, and stablecoin services.
Operational control and efficiency
Customisable approvals, entitlements, and reporting aligned with public-sector workflows.
Secure and scalable infrastructure
Bank-grade security, API connectivity, and the resilience to support large programmes.
Let's discuss your banking requirements
Our team will get back to you to explore the right structure for your entity.